payfi.cx/ledger

The book is open.

Every payment PayFi has settled since day one is written in a book that cannot be rewritten: each line is chained to the one before it and sealed into Bitcoin, so nobody — not even PayFi — can change it afterwards. Don't take our word for it: check every line yourself.

STATEMENT
Received…
to sellers…
PayFi fees…
refunded…
waiting for owners…
UNACCOUNTED/PROBLEM…
USDT + USDC
Checking the book…
01

The whole book, line by line.

02

Every payment is written down.

Money in, to the seller, PayFi's fee, refunds, money waiting for its owner. Only what is already public on Solana. Never names, emails, product links or IPs.

one line in the book …
03

Then the book is sealed into Bitcoin.

Each line gets a fingerprint that also contains the fingerprint of the line before it. Within about an hour of new lines — and at least once a day — the latest fingerprint is stamped into Bitcoin. Change one cent in an old line, and its fingerprint no longer matches what Bitcoin already holds.

04

Find your own payment.

Paste your private order link. Your browser does the math; the link is never sent anywhere. Sellers can paste their wallet address.

05

Profit & loss, in one click.

The income statement of any wallet, worked out by your browser from this book. Every number links to the line it came from, so a buyer or an investor can check it without asking anyone.

Don't trust us. Check it yourself.

1Download the bookOne file with every line and every Bitcoin proof, refreshed every few minutes.ledger.json ↓
2Download the checkerOne small file. It talks to Solana and Bitcoin directly, not to PayFi.payfi-verify.js ↓
3Run itIt prints, in plain words, whether every cent is accounted for.node payfi-verify.js

How it works: specification. Your browser has just run the same checker — version …, SHA-256 … — on the chain, the sums and the Bitcoin seal. Public Solana services do not answer browsers, so each payment links to its transaction on Solscan; the checker above verifies every one against Solana. Solscan and mempool.space are not run by PayFi.

See every check
  • Running…
What we promiseEvery cent sent to PayFi ends in the seller's wallet or back with the buyer. Never in a third place. Money waiting for its owner is never counted as our income.
What we can't promiseWhat a stablecoin is worth. What a token issuer does with an address. The newest lines, until they are sealed into Bitcoin — within about an hour, at most a day.